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Imad Attif

Privacy Policy

Table of Contents

Last updated: January 3, 2026

Finox (“Finox”, “we”, “us”, or “our”) respects your privacy. This Privacy Policy explains how we collect, use, and protect your information when you use the Finox mobile application (the “App”).

1. Information We Collect

Information You Provide

  • Transaction Data: Expense and income details, amounts, and descriptions entered by you.
  • Financial Settings: Budget limits, currency preferences, and saving goals.
  • Chat Data: Messages and questions you send when chatting with the AI financial assistant.

Automatically Collected Information

  • App Usage Data: Screens viewed, feature usage (e.g., how often you check insights).
  • Device Information: OS version, device model, and app version.
  • Anonymous Diagnostics: Crash reports and performance data to help us fix bugs.

2. How We Use Your Information

We use your information to:

  • Categorize transactions and track your budget.
  • Provide financial insights, spending summaries, and health scores.
  • Generate AI-powered feedback and answers to your financial questions.
  • Improve app functionality and user experience.
  • Maintain app security and performance.

3. AI Processing

Finox uses third-party AI models to categorize transactions and generate financial insights.

  • Your inputs (transaction text, chat questions) are processed by these AI services only to provide app functionality.
  • We do not sell your personal financial data to third parties.

4. Data Storage

Your data is securely stored and protected using industry-standard security practices. We take reasonable measures to prevent unauthorized access, disclosure, or loss.

5. Data Sharing

We may share data only:

  • With service providers strictly necessary to operate the App (e.g., cloud hosting, AI processing).
  • When required by law or legal process.
  • Note: We do not share your data for advertising or marketing purposes.

6. Data Retention

We retain your data only as long as necessary to provide the App. You may request deletion of your data at any time through the app settings.

7. Your Rights

Depending on your location, you may have the right to:

  • Access your data.
  • Request correction or deletion.
  • Withdraw consent.

To exercise these rights, please contact us at the email provided below.

8. Children’s Privacy

Finox is not intended for children under the age of 13. We do not knowingly collect personal data from children.

9. Disclaimer (Financial & Investment)

Finox provides informational financial insights only.

  • It does not provide professional financial planning, investment advice, legal advice, or tax advice.
  • Calculations and "Health Scores" are estimates based on provided data.
  • Always consult a qualified financial advisor or accountant before making significant financial decisions.

10. Apple Subscription Terms

If you purchase a subscription through the App:

  • Payment: Charged to your Apple ID account at confirmation of purchase.
  • Auto-Renewal: Subscriptions automatically renew unless canceled at least 24 hours before the end of the current period.
  • Management: You can manage or turn off auto-renewal in your Apple Account Settings at any time after purchase.

11. Changes to This Policy

We may update this Privacy Policy from time to time. Updates will be posted within the App or on our official website.

12. Contact

If you have questions about this Privacy Policy, please contact: contact@imadattif.com